What should be your investment priority?

We currently live in a world where many have as their main goal to become a millionaire by investing a lot and in a short time. Although it does exist, it should be noted that it is only a minority of people.

For example, in times of economic crisis, many people will make the mistake of selling their assets, without thinking about the long-term strategy that can be made with their investments. In this video, we reveal that it should be your priority before doing something you may regret one day.

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The RESP: What is it?

An RESP is a plan that is defined as a portfolio where you will be able to invest money for your children’s education. When your child arrives at CEGEP, in a D.E.P. or at university, it will be possible to withdraw the sums.

In most plans, you will be able to withdraw up to $5,000 the first year and the rest of the Montamt the following year. Interesting thing to know is that for every dollar invested, the government will give you a certain % bonus subsidy. More details in video.

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Government check for families (and individuals): Good or bad?

Despite the fact that it is very nice to receive a cheque from the federal or provincial government, in times of crisis, it is important to know that there are sometimes setbacks to this same coin.

At the moment T, with the rise in prices (inflation), it will be all the easier for you to meet your needs immediately. The negative effects will obviously be part of the process, but not only. We let you discover more in the following video.

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Reducing the tax impact on your dollar: Is it possible?

If you pay a large sum (such as $500,000) in dividends each year, it will cost you extremely much in taxes. There is a way to do it differently, by checking your need (and expectations) beforehand.

Of course, this does not apply in all cases, but in general, there are different solutions to mitigate your tax impact (and protect your personal or family finances).

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