Financial planning

Investments for individuals – Growing your savings.


You will be accompanied by our team through the different options available to you to allow you to understand and choose the best types of investments you can benefit from.

Placing and investing for various life projects…

Lead you to plan and invest your money to make it grow.

What are the safest investments? What are the most profitable investments?

Our role is to help you make the most favourable decisions possible regarding your investments.

Make your money grow


Tolérance au risque et votre profil d’investisseur

What is your investor profile? 

We are not all in the same places in our lives and do not all have the same goals. That’s why we take the time to consider your risk tolerance and establish your investor profile. 

Diversification du portefeuille

A balanced portfolio

Portfolio diversification is a crucial step towards promising and stable returns. Through different asset classes such as: bonds, real estate securities, precious metals or alternative assets. 

Depending on your objectives, we will be able to put in place a clear and effective strategy to diversify your portfolio.

Choix d’investissements

Multiple strategies

There are several possible choices when deciding to invest your money for a project. 

Depending on your goals, we will be able to choose the ideal funds for you, either segregated funds or mutual funds. 

Fonds distincts et fonds communs

Segregated and pooled funds

Mutual funds generally have fewer management fees. There are many types of mutual funds, so it is possible to create a tailored investment according to your risk tolerance.

In terms of estate planning, all segregated funds provide for the payment of amounts owed directly to your beneficiaries without going through the estate. This way, the money held in your policy will not be subject to tax or estate settlement fees.

What distinguishes segregated fund policies  in particular is potential creditor protection and potential liability protection. In practical terms, assets held in a segregated fund policy could be protected from creditors when a specific type of beneficiary has been designated. In addition, if you died, your assets could be transferred to your beneficiaries away from creditors.

REEE

Registered Education Savings Plan

The RESP (Registered Education Savings Plan) is a fantastic tool for tax-sheltered savings to cover education costs for your children. 

It is possible to include an RESP in your financial planning strategy to cover all aspects of your life and that of your family. 

Start growing your money now.

Schedule a call to discuss your goals and determine the best investments to get there.

One step at a time.

Let’s start by discussing

The first step is to start discussing your goals. The second is to optimize your portfolio to its full potential. The third step is to choose the ideal strategy to achieve your goals as quickly as possible. 

Setting objectives

We discuss together to determine your projects and goals.


Choice of game plan

With the help of our proposals, you choose the strategy you will follow. 


Portfolio Optimization

We analyze the possibilities of optimizing your portfolio. 


Trusted partners

Alliance Industrial Services Partner

Thanks to our expertise and our large network of partners, you will find products adapted to your specific needs.

Useful links

Regulatory authorities: www.mfda.ca

Securities regulators such as: www.osc.gov.on.ca

Major financial newspapers: www.globefund.com, www.globeadvisor.com

Main financial information websites: www.reuters.com, www.bloomberg.com, www.morningstar.ca, www.fundlibrary.com, www.ific.ca, www.ifse.ca, www.csi.ca

Financial calculators: http://www.mackenziefinancial.com/en/pub/tools/calculators/index.shtml, http://finance.yahoo.com/calculator/index, http://www.bloomberg.com/invest/calculators/index.html

Investia Customer Portal: https://client.investia.ca

Mutual funds and exempt market products

Authorized mutual funds and/or exempt market products are offered through Investia Financial Services Inc. (“Investia”). Mutual funds and exempt market products are sold exclusively by representatives registered with Investia and applicable provincial regulatory authorities.

Investments in mutual funds/exempt market products may incur commissions, trailing commissions, management fees and other fees. Please read the Fund Facts or prospectus carefully before making an investment. Mutual fund investments and exempt market products are not guaranteed, their value changes frequently and past performance is not indicative of future performance.

Segregated funds

Segregated fund products are offered through Investia Financial Services Inc. and/or several general staff.

Subject to any guarantee applicable to the death benefit, any portion of the premium, or any other amount allocated to a segregated fund, is invested at the risk of the policyholder and its value may increase or decrease depending on fluctuations in the market value of the segregated fund’s assets.