Commercial Insurance

Run Your Business With Peace of Mind – Business and Commercial Insurance.

Entrepreneurs discussing corporate insurance needs | Planico

Commercial Insurance

Proactive Commercial Insurance for Entrepreneurs

Running a business can be hard work, especially when you’re wearing all the hats. That’s why business owners are happy to let us wear the financial hat. Your financial security and the protection of your company’s assets are our top priorities. With financial strategies in place, your corporate goals will turn into success faster.

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Corporate Insurance for Every Situation

A lot can happen in business. As many positive scenarios as sad stories. That’s why we choose proactivity over reactivity. Because in insurance, by the time you react, it’s probably too late.

You’re protected

Corporate Disability Protection

Don’t let illness or injury cause you to lose control of your business and the fruits of your labour.

Corporate disability protection ensures a steady monthly income to keep your business going during your absence, so you can continue to cover expenses. Whether it’s a physical or mental disability, it’s important to be proactive and have a plan in place should you need to take time off.

A shareholder needs to leave?

This can complicate matters should one of your company’s shareholders become disabled.

The best precaution to avoid complications is shareholder disability coverage, which will provide fair and appropriate options in the event of a shareholder becoming disabled.

Disability can be both physical and mental, so it’s vital to be proactive and preventive.

Protection for employees

A large proportion of Canadian employers offer their employees group insurance coverage.

This coverage is essential because it protects the financial security of employees and their families, as well as making many health care services accessible.

With a vast network of partners, it’s possible to put in place strategies that benefit both your company and your employees with group insurance coverage.

Shared Ownership Critical Illness Insurance

It’s possible to share critical illness coverage with a key person in the company, so you can be proactive and have protection in the event of a critical illness.

The company pays for the coverage and collects the benefits should anything happen to your key employee, while the key employee pays the return of premium guarantee, which he or she will receive if the coverage is not used within the guarantee period.

Let’s schedule a discussion to determine whether the strategy is right for your needs and objectives.

Partnership Protection

Partnership protection allows shareholders to finance the purchase of a partner’s shares in the event of death, prolonged disability or serious illness.

Partnership protection is crucial to avoid lengthy complications in the event of a partner’s long-term absence.

Corporate Insurance Made Easy

Corporate insurance is essential to protect your organization against unforeseen events that could compromise its activities, assets and financial stability.

We Discuss Your Goals

We start by discussing your current situation and any situations you’d like to protect yourself from.

We Analyze Your Needs

We get to know your objectives and analyze all the options that are close to your needs and budget.

We Recommend Appropriately

Based on the previous steps, we present and recommend the coverages that meet your requirements and objectives.

Putting Your Needs First

You can’t argue about personal taste.
Your own needs always come first.

Our Areas of Expertise

Discover PLANICO’s Financial Services

Personal or corporate financial planning? Insurance needs? Whatever your objectives, a global vision will enable us to build a strategy tailored to your needs. We serve customers in the Montreal, Laval, North Shore and South Shore regions.

Insurance

Finding the Right Coverage

Retirement

Start Planning for Your Future Today

Estate Planning

Safeguarding Your Life’s Legacy

Legal Aspects

Matrimonial Property and Assets

Fiscal Policy

Navigating Complex Taxation Laws

Results in Achieving Your Personal Financial Goals…Results in Achieving Your Personal Financial Goals…

Who Are We?

Achieving results towards your PERSONAL financial goals

We guide entrepreneurs and professionals who don’t have the time or expertise to carefully and strategically manage their personal and corporate finances. Unless you work in conjunction with a financial planner, it’ll be difficult for you to serenely get through all the complexities related to your finances (legal, estate, tax, financial, retirement and protection issues). Don’t worry, you’re not alone.

Call on professionals who can analyze your situation from a different angle and advise you accordingly.

  • Investments

  • Disbursement strategies

  • Retirement planning

  • Estate planning for your assets

Let’s Schedule a Meeting

(438) 605-5173

Thanks to our extensive network of partners, you can benefit from products that meet your specific needs.

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