Group Insurance

Protecting Your Employees: Let’s Talk About Group Insurance.

Group insurance photo of insured team | Planico

Group Insurance

Group Insurance to Protect Your Employees’ Financial Security

There are few Canadian employers who do not offer their employees group insurance coverage. This insurance is important because it protects the financial security of employees and their families, and facilitates access to a wide range of health care services.

Why Choose Group Insurance?

While Canada and Quebec offer a number of social programs with important protections (health care, disability, workers’ compensation, etc.), these programs don’t cover everything. Unfortunately, it’s only when you need it and it’s too late that you realize it. Group insurance provides complementary protection to these programs. The result is better protection for the physical, mental and financial health of insureds and their families. For employers and employees alike, it’s reassuring to know that they are entitled to this protection.

With us, standing out as an employer has never been easier.

Protection Situation

This analysis highlights the protection mechanisms available to you to offset the financial and legal consequences of prolonged disability or incapacity, and suggests solutions to bridge any negative gaps.

  • Disability management: reducing absenteeism and increasing productivity.

  • Needs analysis with results, possibilities and priorities (short-, medium- and long-term business plan).

  • Health care account on payroll.

  • Service agreement including a 2-3 year strategic plan.

  • Analysis of usage trends with communication plan.

  • Renewal projection three months before renewal date.

  • Promoting total compensation.

  • Agile cloud system. Digitized administrative system that reduces HR tasks and centralizes data and protection.

  • How each component of your plan compares to your industry. Strengths and weaknesses of each protection.

  • Equalization of protection to make the plan fair for all.

  • T.P.E.T. Collective (Total Payroll Efficiency Test).

  • Audit of premium sharing and taxation.

  • Short-, medium- and long-term cost control through innovative strategies.

  • Virtual healthcare platform.

Group Insurance, Easy as 1-2-3

Group insurance is open to all members of the same community
(e.g.: employees of a company or institution, members of a profession)

We Discuss Your Goals

We start by discussing your current situation and any situations you’d like to protect yourself from.

We Analyze Your Needs

We get to know your objectives and analyze all the options that are close to your needs and budget.

We Recommend Appropriately

Based on the previous steps, we present and recommend the coverages that meet your requirements and objectives.

Putting Your Needs First

You can’t argue about personal taste.
Your own needs always come first.

Our Areas of Expertise

Discover PLANICO’s Financial Services

Personal or corporate financial planning? Insurance needs? Whatever your objectives, a global vision will enable us to build a strategy tailored to your needs. We serve customers in the Montreal, Laval, North Shore and South Shore regions.

Insurance

Finding the Right Coverage

Retirement

Start Planning for Your Future Today

Estate Planning

Safeguarding Your Life’s Legacy

Legal Aspects

Matrimonial Property and Assets

Fiscal Policy

Navigating Complex Taxation Laws

Results in Achieving Your Personal Financial Goals…Results in Achieving Your Personal Financial Goals…

Who Are We?

Achieving results towards your PERSONAL financial goals

We guide entrepreneurs and professionals who don’t have the time or expertise to carefully and strategically manage their personal and corporate finances. Unless you work in conjunction with a financial planner, it’ll be difficult for you to serenely get through all the complexities related to your finances (legal, estate, tax, financial, retirement and protection issues). Don’t worry, you’re not alone.

Call on professionals who can analyze your situation from a different angle and advise you accordingly.

  • Investments

  • Disbursement strategies

  • Retirement planning

  • Estate planning for your assets

Let’s Schedule a Meeting

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