Retirement Planning
Discover Our Comprehensive Retirement Planning Know-How.
Retirement Planning
The Key to Successful Retirement Planning is to Surround Yourself With the Right People
Retirement represents the last third of your life. That’s a lot of years, and they need to be planned for.
Have you thought about how you’ll spend those years, and how you’ll finance them? Have you thought about the age at which you’ll be able to retire comfortably? Where will your income come from?
Retirement Planning for Individuals
The financial planner has an excellent understanding of the structure of the Canadian pension system. This system provides minimum benefits for retirees. It leaves it up to employers and, above all, to individuals to save enough to live out their retirement in the comfort they desire, supported only by various tax measures to encourage retirement savings.
Making Your Money Grow
Retirement Planning for a Business Owner
A registered retirement savings plan is not a solution, it’s a tool. Rather, the solution is a plan that will determine what you need to do with your money to achieve your retirement goals. No one can know unless they evaluate their plan in depth with a competent financial planner.
Many questions need to be addressed. For a business owner who may not have a fixed salary income, our priority is to protect your retirement income, through a number of strategies. Our Planico financial planning firm can help you maintain a consistent standard of living as you move into retirement.
Setting Objectives
We’ll discuss your plans and objectives with you.
Choosing the Game Plan
With the help of our proposals, you can choose the strategy you’d like to follow.
Portfolio Optimization
We analyze the possibilities for optimizing your portfolio.
Tax Optimization for Retirement Planning
Planico can help you avoid excessive tax burdens in retirement, by helping you to set up tax-relief and tax-cutting solutions. With our financial services firm, you have a trusted and reliable ally to help you improve your financial situation at every stage of your working and retirement life.
Useful links
Regulatory authorities
Securities regulators such as
Major financial newspapers
www.globefund.com,
www.globeadvisor.com
Main financial information websites
www.reuters.com,
www.bloomberg.com,
www.morningstar.ca,
www.fundlibrary.com,
www.ific.ca,
www.ifse.ca,
www.csi.ca
Financial calculators
https://www.mackenzieinvestments.com/en?userRole=advisor
http://finance.yahoo.com/calculator/index,
http://www.bloomberg.com/invest/calculators/index.html
Investia Customer Portal
Mutual funds and exempt market products
Authorized mutual funds and/or exempt market products are offered through Investia Financial Services Inc. (« Investia »). Mutual funds and exempt market products are sold exclusively by representatives registered with Investia and applicable provincial regulatory authorities.
Investments in mutual funds/exempt market products may incur commissions, trailing commissions, management fees and other fees. Please read the Fund Facts or prospectus carefully before making an investment. Mutual fund investments and exempt market products are not guaranteed, their value changes frequently and past performance is not indicative of future performance.
Segregated funds
Segregated fund products are offered through Investia Financial Services Inc. and/or several general staff.
Subject to any guarantee applicable to the death benefit, any portion of the premium, or any other amount allocated to a segregated fund, is invested at the risk of the policyholder and its value may increase or decrease depending on fluctuations in the market value of the segregated fund’s assets.
Our Areas of Expertise
Discover PLANICO’s Financial Services
Personal or corporate financial planning? Insurance needs? Whatever your objectives, a global vision will enable us to build a strategy tailored to your needs. We serve customers in the Montreal, Laval, North Shore and South Shore regions.
Who Are We?
Achieving results towards your PERSONAL financial goals
We guide entrepreneurs and professionals who don’t have the time or expertise to carefully and strategically manage their personal and corporate finances. Unless you work in conjunction with a financial planner, it’ll be difficult for you to serenely get through all the complexities related to your finances (legal, estate, tax, financial, retirement and protection issues). Don’t worry, you’re not alone.
Call on professionals who can analyze your situation from a different angle and advise you accordingly.
Let’s Schedule a Meeting
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